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New Term Deposit Rates Announced
6.40%
p.a for a 12 months min term*
*Rates valid from 29 November 2024 - Advertised rates are subject to change without notice
Xceda's Services
Term Deposits & Savings Accounts
Savings Accounts
Earn a premium rate of interest whilst your cash is on call, ready to use whenever you need it.
90 Day Notice Saver
Our 90 day notice saver lets you save that little bit extra – perfect for both individuals and SMEs.
Loan Products
Bridge Mortgage Loans
Short-term mortgage lending to purchase or refinance a property, with fast approval times and streamlined credit process.
Property Investment Loans
To purchase a residential property for investment purposes, for example buying a property for rental purposes, or to land bank over a longer term.
Equity Release Loan
By utilising the existing equity in your home or investment property, Xceda can advance you a lump sum or a line of credit for any purpose.
Over 55 Loans
Specialist lending solutions for the over 55 age customer – for purchasing or refinancing a property, or to release equity. Loans can be tailored to or beyond retirement.
For over 25 years Xceda Finance has been offering investment and lending products to New Zealanders.
Licensed by the Reserve Bank, Xceda adheres to strict regulations & governance by the RBNZ. We are committed to providing NZ individuals and businesses with tailored financial services, focusing on personal service and responsible lending, to enable you to reach and then exceed your financial goals.
Xceda Finance is one of only 7 finance company institutions in NZ granted a license by the Reserve Bank as a Non-Bank Deposit Taker.
Talk to us today
Call us
Loans & General Enquiries:
0800 11 22 74
help@xceda.co.nz
Savings & Deposits: